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Reclaim, reclaim, reclaim
Right across finance, companies have been taking or holding money when they shouldn't. These days it's easy to fight back. This can mean a boost of £1,000s to your finances in just one go.
Tax rebate for uniform wearers
If you wear a uniform at work, and have to wash, repair or replace it yourself, you may be able to reclaim £100s of tax for up to five years of expenses.
This applies whether it's just a branded T-shirt or you're a fully uniformed pilot, police officer or nurse. Read the full Uniforms Tax Rebate guide.
Reclaim packaged bank account fees
If you've ever had a packaged bank account (where you pay £10-£20 a month for add-ons such as travel insurance) that you didn't ask for, or couldn't use the benefits, try our free Reclaim Packaged Bank Fees tool.
There's growing evidence accounts were systemically mis-sold – with many flogged worthless added insurance. You may be able to reclaim £100s or £1,000s.
There's growing evidence accounts were systemically mis-sold – with many flogged worthless added insurance. You may be able to reclaim £100s or £1,000s.
Switched energy in the last six years? Get £100s back in minutes
Disgustingly, if you've switched energy firm in the last six years and were in credit, some providers operated a 'don't ask, don't get' policy. That's mostly changed now, but if you didn't get your money, even if it was years ago, you can still ask.
It only takes a minute or two – see the Reclaim Old Energy Credit Back guide. Many get £100s.
Find £100s of lost Tesco vouchers
Check your Clubcard account online to see if you've any unused vouchers or able to reclaim lost ones going back two years – some people find £100s. Full help to do that in the Reclaim Tesco Vouchers guide.
The guide also shows how you can increase their value up to fourfold.
The guide also shows how you can increase their value up to fourfold.
Check your tax code – you could be due big money
A National Audit Office report's exposed how 3.2m people between April 2014 and Oct 2015 had an incorrect tax code. Some will have paid too much and are due cash back, others too little and may have a horrid shock coming.
It all depends on how wrong your banding was, but it can range from tens of pounds to thousands. One forum user managed to claim over £5,000. Use our Tax Code Checker guide and tool to work out if your code is correct.
Reclaim for train and tube delays
Leaves on the line, the wrong kind of snow and service faults... delays are all too common on our railways. But it's possible to claim for a delay if you know your rights. Full details in our Train Delays and Tube Delays guides.
Plus if you've an Oyster card or use TfL, you may be due a share of more than £200 million. There's big money sloshing about – if you failed to touch your Oyster out you can often claim back the excess (some have got £70 on this).
Plus if you now use your contactless card instead, or if you've an old Oyster, you can claim back old credit. See our Oyster card reclaiming guide for a how-to.
Plus if you now use your contactless card instead, or if you've an old Oyster, you can claim back old credit. See our Oyster card reclaiming guide for a how-to.
Reclaim phone/broadband credit
If you've switched TV, mobile, broadband or phone providers in the last six years, there's a very real chance you're owed a little cash. One forumite was amazed to get £144 back from TalkTalk.
The Reclaim Phone Credit guide has more info, plus a full list of contact numbers for providers.
PPI reclaiming
If you've got or had a loan, credit or store card with payment protection insurance (PPI) in the past 10 years, you may be able to reclaim £1,000s – for FREE.
We regularly see success stories of over £10,000. Yet the regulator's announced a deadline of 29 Aug 2019 for claims, so check now.
We regularly see success stories of over £10,000. Yet the regulator's announced a deadline of 29 Aug 2019 for claims, so check now.
Don't hand 30% to a no-win, no-fee claims handler. Read the step-by-step guides to PPI Reclaiming and Credit Card PPI Reclaiming, including template letters and FAQs.
Find lost assets
Billions languish unused in old bank accounts, pensions, life assurance, Premium Bonds and investments, whether forgotten in a house move, lost through a work change, or simply overlooked in the hurly-burly of modern life.
Yet it's usually easy and, in many cases, free to reclaim cash that belongs to you or your family. See the Reclaim Lost Assets guide.
Reclaim bank charges
If you've been hit with bank charges in the past few years and are in financial hardship, you can ask for them back.
It all depends on your circumstances, but if you incurred charges of £35, four times a year for the last six years, then on average that all adds up to a huge £840 payback.
See the Bank Charges Reclaiming guide for full help.
Council tax rebanding
The council tax system in England and Scotland is fundamentally flawed. Many people are in the wrong band. It takes 10 minutes to check if you're one of them using our step-by-step Council Tax Rebandingguide.
Reclaim for flight delays
If you're delayed by more than three hours or your flight's cancelled, you are often entitled to between £110 and £550 in compensation.
See Flight Delays for a full step-by-step compensation guide, including template letters on how to get your money back for free and how to stop the airlines squirming out of paying.
Get paid for your opinion
Many companies' and public organisations' desperate need to test, talk about and try out their products or ideas on people gives you a great opportunity to cash in.
Sign up to online survey sites
Willing to give views on One Direction, washing-up liquid or Brexit? Our Top 26 Online Survey Sites guide shows how to make cash by filling in surveys. Committed survey-doers can get £200ish a year.
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